Since 1924, the date of their birth, i Postal fruits vouchers They have always been much loved by Italians. The reasons are innumerable but surely first of all there is the safetyas they are guaranteed by the Italian state.
It means that you can never lose the invested capital, unlike actions or private bonds. They also like them a lot because they are zero costs. In fact, nothing is paid for their subscription, management or reimbursement. Having said that, here are what are the better Fruit good vouchers March 2025which offer a interest rate up to 5%.
What is the best fruits of the moment?
Among the best postal vouchers of March 2025 there is the one dedicated to minorswhich can be purchased until the latter are sixteen and a half years of age. The interests will then mature until their age, while the gross annual yield At the end of each period it will be the following:
- After 1 year and 6 months, 2-3-4 and 5 years 2.50%;
- after 6 and 7 years 2.75%;
- After 8-9-10-11-13-14-15 years, 3.00%is obtained;
- After 16 years 4.00%;
- After 17 and 18 years 5.00%.
The BFPs dedicated to minors are available at the post offices, or in online mode as long as the savings book for minors has been enabled. Alternatively, they can also be purchased in paper form but only:
- in cash;
- by bank check, circular check, comparison appropriate; Trace of the minor in the minor.
Finally, these products can be signed by the parents, grandparents, relatives or friends, but registered only to minors and enjoy a taxation of 12.50%. In addition they are exempt from succession tax.
What are the BFPs that offer the greater performance in March 2025?
Certainly among the safe investments of 2025 there are also those in postal fruits. With these they will not get high earnings but at least you will have the safety of Don’t miss the capital invested. At the same time you guarantee to receive a Certain performance and of Pay less taxes Thanks to the subsidized taxation of 12.50% on interest.
The best vouchers in March 2025, as mentioned, are those dedicated to minors. However, there are also i Renew first For short investments and 3 × 4if you want to invest for a long time.
The BFP renews before last 4 years and at the end of this period they offer a performance actual gross annual at the expiry of the 2.50%.
These titles are not subscribable by everyone but only by whom has vouchers emitted in dematerialized form (except those dedicated to minors and 4 years savings), expiring in the thirty days following the renewal renewal date.
The issue of these securities therefore takes place only after the reimbursement of the title on the deadline, except for any causes of cancellation of the booking or the customer’s decision to revoke them.
Among the best vouchers for long -lasting investmentsthere are instead i 3 × 4. They last, as can be seen from the name, twelve years and offer a interest rate gross annual:
- 1% after 3 years;
- 1.50% after 6 years;
- of 2.25% after 9 years;
- 3% after 12 years.
The interests mature after 3 years for which if you ask for a refund before this period, only the capital invested will be received.
All three good post -fruitions analyzed they stop producing interests after the deadline. Copy stresses are prescribed 10 years from the deadline. It means that at the end of this period you can no longer request a refund. The dematerialized ones, on the other hand, are not prescribed as they are automatically reimbursed upon expiry on the account of the attitude.
