The BTP More It debuts on the market with an overwhelming enthusiasm by small savers, recording record signing volumes already in the first days. This investment tool, with one duration of eight years and a growing coupon mechanismrepresents a concrete opportunity for those looking for stability and performance. The title also includes an early reimbursement option after four years, a novelty that offers greater flexibility to investors.
The boom in requests is also amplified by the recent regulatory changes on the ISEE, which allow to exclude government bonds from the property calculation to a limit of 50,000 euros. This combination of financial innovation and tax breaks lit the spotlight on an operation that, just three days after opening, has already exceeded the overall collection of the BTP value of last May.
BTP plus: duration, performance and dates to score
The most BTP can be subscribed Until 1pm on Friday 21 Februaryunless the Ministry of Economy decides to close in advance for the high demand. The title is available via Home Banking enabled for online trading or by going to the bank or post office, provided that you have a securities account.
The minimum coupons, set on February 14, start from a guaranteed yield of 2.80% per year for the first four years and go up to 3.60% for the remaining period until the expiry of the eighth year. At the end of the placement, the definitive rates could be retouched upside down, depending on the market dynamics. A mechanism that squeezes the eye to those looking for a safe harbor for their capital without giving up a growing performance.
BTP plus: ISIN code, quarterly coupons and early refund
In the middle of the placement, the BTP plus shows off the ISIN IT0005634792 code, an essential passport for those who want to enter the game. The coupons are paid every three monthswith punctuality from Swiss watch.
The real advantage comes after four years: those who want to change the strategy can recover the entire capital or just a part, according to their needs. The window to exercise this option is limited, and has expired on February 16th.
BTP more beats every record: growing question
The most BTP overlooks the Mot of Borsa Italiana with an equal price (100) and without additional commissions, except for the costs imposed by your bank. As with all Italian government bonds, tax treatment is a deal: Tax on interest stops at 12.5% And no succession taxes. But the real stroke of genius comes from the budget law, which allows you to exclude these tools from the calculation of the ISEE up to 50,000 euros.
The placement of the BTP more has made the bang since the first day. The February 17 collected 5.6 billion euros Thanks to 160 thousand investors, while the next day he raked another 3.7 billion with 113 thousand subscriptions. The third day did not slow down the rhythm: 2.758 billion euros collected and 82.007 new contracts signed. The Total still flies over 12 billionexceeding the final result of the BTP value of May 2024, which had closed the match with 11.3 billion.
BTP plus: how and where it is bought, what happens after the placement
The most btp are bought without too many frills: Just go to the bank, in the mail or rely on your home bankingas long as it is enabled for trading. The minimum cut is 1,000 euros, a more or less accessible threshold that winks at the small savers.
After the placement, the title enters the secondary market, where the rules of the game dictates the demand and demand. Those who want to go out can do it, those who want to enter can take advantage of it.
