Matteo Salvini launches a proposal destined to discuss: exclude the first house from the ISEE calculation. A move that aims to support medium-low income owners, often cut off from bonuses and concessions. The Minister of Transport explained it to the Rimini Meeting, in view of the development of the Budget Law for next year.
How many Italians have a home owned
Salvini said:
Many bonuses do not reach the families of the middle class because there is the blessed method of calculating the ISEE. And so if you don’t have a fairly low ISEE you have no kindergarten bonuses, for rent, for the light bill. Except that ISEE is high if you have a property owned, you are considered rich and you are eliminated. It is madness. The first house must be removed from the calculation of the ISEE. Because otherwise the bonuses always go to the usual ones, while those who work and declare everything always take it in the bag.
The theme is not marginal: according to the latest Istat processing (report 2024), over 72% of Italian families have the house in which it lives. Including this real estate asset in the ISEE calculation, even if it does not generate liquidity, ends up penalizing above all the average urban class.
If approved, the reform would broaden the audience of the bonus beneficiaries for bills, kindergartens and rentals, with a significant impact on public accounts
How the ISEE calculation with the house works
At the moment, the first house is not completely excluded from the calculation, but benefits from a subsidized regime that mitigates its impact a lot. The first 52,500 euros of the IMU value of the house (calculated net of any residual mortgage) are not counted, which increases by 2,500 euros for each cohabiting child beyond the second. If the value exceeds the franchise, only 2/3 of the excess part are considered.
Let’s make a concrete example: if the value of the house net of the mortgage is 80 thousand euros, we remove the deductible of 52,500 euros. 27,500 euros remain. Of this excess, however, only two thirds (about 18,333 euros) will actually enter the calculation of your Isee.
On the contrary, for the second houses and other properties, the value (always net of the mortgage) contributes entirely to the formation of the indicator.
The other hot topics in maneuver
Economy Minister Giancarlo Giorgetti confirmed that the theme is on the maneuver table, even with the caution of those who know that such a proposal requires resources. In addition to this theme, Salvini in recent days had discussed with the owner of the MEF also of the tax scrapping, ensuring that he could “take it home”.
The works on the maneuver have already started and the dossier on the first house is added to other hot chapters: precisely the tax scrapping, but also the Irpef reduction, measures for births and social security. The game has just begun, but the political signal is clear: in 2025 the attention shifts to the middle class, traditionally decisive also on the electoral level.
