The domestic real estate sector closes the weekly week, doing better in the sector at European level. The last one contributed to a push to the sector ECB rates cuttingwhich continues to support the homes and mortgages market, which are closely linked.
The ECB still cuts interest rates
The most important appointment of the week was the European Central Bank which, as widely awaited, has cut the cost of the money of 25 basis pointsbringing the rate on deposits to 2%, a level that results on the upper part of the neutrality band of interest rates.
The president Christine Lagarde he also offered a “pause” signal In the cycle of adjusting the rates, indicating that at these levels they are “adequate to navigate in the uncertainty of the next few months”. The number one of the ECB has been left the door open to other reductions within the yearas confirmed by the member of the ECB Mario Cenno, who said that deflation could bring prices to 1% of 1% in 2026.
The macro data of the week
Down the Mutual questions in the United States. In the week to 30 May 2025, there is a decrease of 3.9%, after the drop of 1.2% Dthe previous week. The index relating to refinancing requests fell by 3.5%, while that relating to the new questions fell by 4.3%.
In United Kingdomthe price index of the houses developed by Halifax, reported a Slowness of houses pricesrecording a drop of 0.4% on a monthly basis in May, less than the consensus (+0.4%) and an increase of 2.5% on an annual basis, compared to the previous 3.2%.
And sector studies
An investigation Fimaa-Confcommercio On the Italian residential real estate market highlights that, in 2025, the real estate sales will grow by 0.8% compared to the levels of the previous year at an altitude of 725 thousand. However, the market will be strongly affected by opposite dynamics: on the one hand, the drop in interest rates on mortgages and the greater attention to energy efficiency; On the other, the growing prices, high renovation costs and a level of average wages that strongly limits the possibilities of access to credit.
The usual simulation of Mutualline On cutting the rates operated by the ECB highlights you save for 18 euros per month on the installment of the mortgage, which is equivalent to a savings on the entire duration of 4,100 eurosconsidering a 140,000 euro mortgage lasting 20 years at a variable rate. Compared to January 2025, when the installment was equal to 827 euros, the savings rises to 80 euros per month and over 19,000 euros on the total interest of the loan, while comparing with the situation of 12 months ago, when the monthly installment was 159 euros higher, the savings on the entire duration of the mortgage is over 38,000 euros.
The trend of the sector on the stock exchange
The real estate sector has lived a week on a positive complex. A little less in the EU where The Stoxx 600 Real Estate index He recorded a 0.8% decrease on a weekly basis.
A positive performance was also recorded by Italy, where the index FTSE ITALY All Share Real Estate It advances by about 1%, in line with the FTSE MIB market index which marks a progress of 1.5%.
Among the real estate companies listed in Piazza Affari, the best performance is still that of Brioschi which advances by 3.45% on a weekly basis. In the sector they also shine Gabetti (+2.8%), Aedes (+1.1%) and IGD (+0.8%). In deep red Rehabilitation (-4.8%), followed by Inhabitein (-1.8%).
