In recent months, US banking actions have recorded one significant growth in financial markets. This rise is not an isolated case or the result of a simple speculative euphoria: on the contrary, it represents the reflection of a profound structural change that is affecting the entire banking sector in the United States – and which could also extend to Europe and Italy.
Investors are rewarding the securities of the sector in the wake of profit growth prospects, greater regulatory predictability and a renewed momentum for merger and acquisition activities (M&A). And in this evolution context, important are open earning opportunities For those who invest with awareness.
Because banking actions are going up
The current increase in the price of bank actions compete several factors.
First of all, the change of political and regulatory scenario in the United States is having its weight. With the return of Donald Trump to the presidency, a Loving of the rules taxes to banks following the financial crisis of 2007/2009. The administration has already started a path of reforms that aims to simplify the regulatory framework, making it more transparent and predictable. It is a signal that the market interprets as favorable to profitability of the sector.
In fact, combination of minor constraints, greater margins of maneuver in the credit field and the possibility of optimizing the use of capital thanks to the simplification of Basel rules will bring, according to an analysis of the Morgan Stanleyto one sustained growth bank profits in the coming years.
After a stall phase due to macroeconomic and regulatory uncertainty, moreover, 2025 could mark a decisive return to extraordinary operations. According to experts, the funds, the so -called Dry Powder Available at private equity funds, infrastructure funds, venture capital funds and other institutional investors globally amounted to today 4,000 billion dollars.
That is, it is a liquidity already collected but still not invested Which could trigger a wave of mergers and acquisitions, with direct benefits for banks operating as advisor, financiers or targets of operations.
Gain opportunities for investors
In light of this scenario, the increase in the price of bank shares is not only understandable, but it also appears as a trend destined to last. The banks are ready to benefit from wider margins, new sources of revenues, a more favorable regulation and an economic context which, albeit with some unknown, appears to be progressively improving on the front of the trust of companies.
The opportunities that can be seized concern several fronts, such as direct investments in bank securitiesespecially medium capitalization, which could be involved in merger operations or be among the first to benefit from the new rules.
For investors looking for one greater diversification While wanting to seize the opportunities of the bullish trend of the banking sector, there are then specific financial instruments such as Etf sectoral And thematic funds.
Because EFT agree
In particular, it is possible to focus on ETFs that replicate the trend of the entire US financial sector, including not only the large investment banks, but also regional institutions, insurance companies and financial service companies.
These tools offer a wide and balanced exposure to the entire sector, reducing the specific risk linked to the individual title and benefiting from the overall growth of the sector. Furthermore, thanks to the passive nature of the ETFs, i management costs They are generally contained.
Medium -term investments
Finally, it is also worth considering the medium -term investments. In light of the current evolution of the sector and the most favorable regulatory perspectives in the United States, the current rise in banking actions does not seem to be only a temporary rally, but rather the beginning of a structural growth cycle.
This means that those who invest with a Time horizon of 12/36 months It could be in front of a particularly fertile phase, in which the profit margins could continue to expand. The combination of less restrictive rules, greater regulatory clarity, resumption of activity in the capital markets and potential consolidation of the banking sector in fact creates the ideal conditions for a sustained growth of profits and, consequently, of the share prices.
In this context, a medium -term investment in the banking sector – direct or through diversified tools – could prove to be a strategic choice e potentially very profitable.
