Buy a house It is a very important but also difficult choice. In fact, more and more often those who want to carry out this operation are wondering if it is better buy properties in the city or in outskirts. The reason is that in the city there are many more comfort but the prices are higher. In the suburbs, however, you can make good purchases and in addition the spaces are wider. The services, however, in the latter case are often limited. So what should you choose and why?
Properties in the city or in the suburbs?
If you have money aside, investing in brick can be a good choice to protect your savings from inflation.
Buying a house, in fact, gives the opportunity to invest in concrete goods that over the years can grow of value and in addition, if rented, also produce a monthly income.
Acquire Properties in the city It has many advantages such as immediate access:
- public transport;
- to schools;
- to hospitals;
- to the shops;
- to the offices.
However, there are also some disadvantages as:
- high prices;
- contained sizes;
- the noise of some areas;
- the common areas;
- The condominium expenses that in many cases can be very high.
In outskirts, Instead, there are usually larger and often independent or semi-independent homes even with garage or parking space. With the same expense, therefore, you can enjoy larger properties and sometimes even recently built. If you opt for this solution, however, it must also be considered that the distance from primary services and public transport is often greater and this can influence a lot on the value of the house if you want to resell or rent it.
Here is an example:
Giacomo has 150,000 euros to invest. If he decides to buy a two -room apartment in Milan Centro, he could buy one of about 40 square meters without a garage and perhaps to be renovated. In addition, it should bear the condominium expenses that are sometimes high. The advantage, however, would be to be able to rent it quickly, given the high demand in the area, or to sell it at a good price after a few years.
Giacomo, however, with the same figure could buy a house in a neighboring municipality with parking space and with a higher size. The quality of his life would be higher but would certainly have problems renting or selling if the property is far from public transport or hospitals or essential services.
What to choose between cities and periphery?
It is certainly convenient buy properties in the city If you work in the center or if you need to move quickly. In fact, you lose less time, you save on the use of the car and live in a more practical way. It is a great choice therefore for whom:
- He does not have a car or does not want to use it too much;
- wishes an easy investment to rent or resell later;
- lives alone or in pairs;
- He wants to have a more active life.
It would instead be better Buy a house in the suburbs if:
- You have little money and you want more space;
- if you use the car regularly;
- If the budget is limited and you don’t want to ask for very heavy mortgages.
There is therefore no perfect place to buy a house. If you have money and you want a fast performance, surely the city is the best choice. In the event that you have a non -high income, the well -connected outskirts could prove to be the most suitable choice.
